
The needs of every client vary in the services they require and the number of hours that should be dedicated. That is why we work with you to identify exactly what your needs are. We provide as much flexibility as possible. You determine the schedule and the services that you feel are necessary for proper care. You are in charge of budgeting to fit the care requirements and the costs. And, since there is no long-term commitment, Heaven at Home can be the answer even if you are simply looking for a brief respite from the responsibility of being the primary caregiver. We can provide the break that eases the pressures of always being responsible yourself.
Your exact costs will be based on the number of hours of service you need per week. For hourly scheduled service, it will be from $16.95 per hour, depending upon location and specific requirements. If you need live-in, 24 hour service, your daily rate will be determined from a significantly lower hourly basis
Long-Term Care Insurance – Most people mistakenly believe that long-term care insurance is intended only for nursing homes. According to the American Association for Long-Term Care Insurance, “some 7.6 million individuals currently receive care at home because of acute illnesses, long-term health conditions, permanent disability or terminal illness. By comparison, there are just over 1.8 million individuals in nursing homes.”
However, there are many versions of long-term care policies and each will have its own stipulations for coverage. One major difference between policies is the definition of the elimination period before their coverage begins to pay. You should check with your insurance carrier for the details regarding home care in your policy.
One thing is common to nearly all long-term care policies. Any home care agency that you choose must be qualified and licensed to provide those services according to government requirements. Our fulfillment of the licensing requirements of the State of Texas ensure that we should be approved under your Long Term Care Insurance provisions.